Centrix integration: running compliant credit checks through DEIS

Centrix is one of New Zealand's three credit reporting agencies, alongside Equifax and illion. DEIS now offers direct integration with Centrix, allowing you to run credit checks and record IPP3A compliance in a single workflow.

Setting up the integration

• You will need an existing Centrix account with API access. Contact Centrix to enable API access if you do not already have it.

• In DEIS, go to Settings → Integrations → Centrix.

• Enter your Centrix API credentials (subscriber ID and API key).

• DEIS will verify the connection and confirm the lookup types available on your account.

Running a credit check

• Go to Lookups → New Lookup.

• Select "Centrix" as the data source.

• Enter the individual's details.

• Select the IPP3A pathway: written consent (most common for credit checks), verbal consent, notification, or exception.

• If you select written consent, you can upload or reference the consent form.

• Submit the lookup. DEIS retrieves the credit report and logs the compliance evidence.

Credit Reporting Privacy Code interaction

The Credit Reporting Privacy Code (CRPC) governs how credit reporters like Centrix handle information. It does not remove your IPP3A obligations as the requesting agency. DEIS ensures both sets of obligations are met.